DMS is a team of experienced software engineers and designers from the Philippines, Czechia, Russia, Ukraine, and Portugal. We collectively speak more than 10 languages. We specialize in creating bespoke software solutions for European FinTech startups with banking licenses. With 10 years of experience, we've developed e-wallets, mobile payment, debit cards, and money transfer apps. We're also experts in building dApps, smart contracts, and NFTs on Bitcoin, Ethereum, Cardano, and Celo blockchains.